Attention homeowners in Beaufort and Carteret County: Need an appraisal?

Check out the top 7 reasons NC homeowners use Alan Sullivan & Associates, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a NC divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Carteret County or the state of NC

Do you own a home in or near Beaufort? Do you need help determining the value of your real estate?
Contact Alan Sullivan & Associates, LLC.

At Alan Sullivan & Associates, LLC, we understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Alan Sullivan & Associates, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you delete unneeded PMI insurance.

Challenge Carteret county's assessment of your property

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Alan Sullivan & Associates, LLC is your perfect weapon.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Alan Sullivan & Associates, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Alan Sullivan & Associates, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Alan Sullivan & Associates, LLC can We can assist you. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.